State of the Insurance Market Report for 2025

State of the Insurance Market Report for 2025, where we’ll explore the newfound stability in the property and casualty insurance market amidst ongoing economic challenges. Discover how robust capital reserves and improved underwriting portfolios are strengthening carrier stability, and learn about the importance of data-driven underwriting for achieving favorable outcomes.

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Speaker Bios

Joshua Belden Area Senior Vice President – Risk Management Practice San Francisco, CA Joined Gallagher in 1999 Started in Insurance in 1993 Joshua Belden serves as the strategic lead for the Risk Management Practice. With a specialty in complex casualty and alternative risk financing he uses a very detailed and analytical approach to serve the niche and his clients to help them find programs to best fit their risk tolerance and cost objectives. Joshua helps advise clients on appropriate risk assumption, risk transfer, and risk avoidance methods, informs them of emerging risks and potential resolutions, and leads strategies for driving excess costs out of clients’ businesses. Further, Joshua has a deep understanding of technical coverage issues and enjoys the problem solving aspect of insurance and risk management.

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Kevin Beakes, Area Vice President, Risk Management Practice

San Francisco, CA

Joined Gallagher in 2016

Started in Insurance in 2012

Kevin Beakes is responsible for overall account coordination, day-to-day client accountability, developing proactive client solutions, and quarterbacking the efforts of product line leaders for complex accounts. In addition, Kevin is responsible for coordinating risk mitigation and claims management resources for his clients. Kevin consults with clients on designing and implementing insurance and risk management programs to protect their businesses and operations. His areas of expertise include property and casualty for large risk management accounts.