Speakers: Ryan J. Morse, Vice President of Sales, Coface North America and Chris Curtin, President, Bankers Factoring Presentation: Understanding the Current Lending Landscape - What is the appetite for lenders in a tight market with an increasing rate of bankruptcy? Introduction to Trade Credit Insurance - What is trade credit insurance and how does it mitigate default risk? Utilizing Trade Credit Insurance for Business Growth - Strategies to use trade credit insurance as working capital to grow your business. Trade Credit Insurance in Challenging Lending Environments - Using trade credit insurance in a tough lending environment. Not all banks are

Kim Shulman is a consultant providing fractional finance director and bookkeeping services to small nonprofit organizations. With over 30 years of experience working alongside mission-driven organizations to help them grow, adapt, and deepen their impact, her approach is grounded in collaboration, curiosity, and a deep respect for the work nonprofits do in their communities. She specializes in helping nonprofits organize their financial data, track restricted funds, maintain compliance, and create systems that keep them audit ready. Kim holds a Bachelor’s degree in Social Work from Salem State University and a Master’s degree in Social Work – Human Service Management from